Sakal Sahyadri Suraksha Kawach 2026-2027

Celebrate second inning of your life

Sakal Sahyadri Suraksha Kawach is a comprehensive Health Program, exclusively for seniors. It’s a way of leading a happy second inning for Senior Citizens. It covers all probable health risks and encourages seniors to lead a life of pride, prestige & protection. It’s a legacy of one & half decades that is continuously being strengthened by a bond of trust and care.
Thousands of stories of Senior Citizens winning their battles against myriad health issues, have laid a strong foundation of conviction. Backed by state-of-the-art, advanced & hi-tech infrastructure of Sahyadri Hospitals, today Sakal Sahyadri Suraksha Kawach has become synonymous with holistic health cover of a happy & active community of elders.

You can now spend your golden years, without any financial worries related to healthcare.
Sakal Sahyadri Suraksha Kawach provides financial security for critical illnesses, hospitalisation, medical check-ups, Consultations and more.

Suraksha Kawach 2026-27

Scheme 2026-27	50yrs to 69yrs (Born between 1 April 1957 to 31 march 1976)	70yrs onwards (Born on or before 31st march 1957)
SHPL	Rs. 5000	Rs. 6000
SMPL	Rs. 2000	Rs. 2000
Total consideration	Rs. 7000	Rs. 8000

Discount Limit Rs.1,25,000/-

Individuals registering for Regular plan are eligible for 70% discounts on IPD services(subject to exclusions), up to the maximum discount of Rs 1,25,000/- and is applicable to General Ward only. Admission in higher wards is possible by paying the difference amount, Kindly refer for details T&C booklet.

IP Discount should remain same as 70% . (As per previous year scheme)
The maximum eligible IP Discount Limit will be 1,25,000/- (same for both age group)
All other schedule OP/SP/Diagnostic/Laboratory/ Day care/ discounts will remain unchanged.
No claim bonus Rs.30000/- should continue. (As per previous year scheme)
OPD consultation Rs.500/- (Fix consultation for all specialities)

Beneficiaries of SSSK from the previous year and who continue to be the beneficiaries of present SSSK, are eligible for a No-Claim Bonus of Rs 30,000/-, only if they have not claimed any IPD benefits under SSSK, any time before present SSSK scheme, right from his first entry in SSSK. The No Claim Bonus will be added to his Discount Limit amount.

Benefits

70% Discount, 100% Care

Offers 70% Discount on Hospitalisation, including high end & complex surgeries like Cardiac Bypass Surgery/ Angiographies & Angioplasties/ Joint Replacements/ Neurosurgeries etc

Huge round the year savings on OPD expenses

MRI/CT SCAN/Sonography

40% Discount

Pathology Lab Test

40% Discount

Specialist & Super Specialist Doctor Consultation

Of Rs 500/-

Entertainment for the member

Of Rs. 250/-

OPD Procedure

20% Discount

Dental Services

25% Discount

Medicines

Up to 20% Discount

Benefits to Other Family Members

Add On coupons for family and friends below 50 years

Testimonials

उपचारांत सहकार्य आणि बिलातही सवलत काही महिन्यांपूर्वी मला तातडीने पेसमेकर बसवावा लागला. डेक्कन जिमखान्यावरील सह्याद्री रुग्णालयात मला डॉक्टर नर्सिंग स्टाफ व इतरांचे खूप छान सहकार्य मिळाले. ‘सकाळ सह्याद्री सुरक्षा कवच योजने’ची मी गेली सात-आठ वर्षे सभासद आहे. या योजनेमुळे मला बिलातही खूप सवलत मिळाली. त्यामुळे मला खूपच उपयोग झाला.

नीलिमा जोशी
ओळखपत्र क्र. SSSK/१७/००३७४

Lesser Financial Burden Last year when I heard of the Sakal Sahyadri Suraksha Kavach scheme ,I immediately became a member of SSK and I must say I am extremely satisfied with this scheme. This scheme offers a variety of benefits like on pathological tests and Suraksha Kavach card offers many discounts for this too. Last year I was admitted more than 5 times at Sahyadri hospital but because of my SSK membership I could significantly avail a discounted total bill and my financial strain was relieved as well. Definitely this scheme is a blessing in all ways. I am extremely happy and satisfied with this scheme and their exceptional services.

Bhushan Puranik
ID Card No- SSSK/25/11186

खऱ्या अर्थाने ‘सुरक्षा’ देणारी योजना‘सकाळ सह्याद्री सुरक्षा कवच योजना’ म्हणजे खऱ्या अर्थाने ‘सुरक्षा कवच’ आहे. काही वर्षांपूर्वी मी मॉर्निंग वॉक करत असताना डोक्यात कळ येऊन रस्त्यातच बेशुद्ध पडलो होतो. तेव्हा बरोबर असलेल्या मित्रांनी प्रथमोपचार करून लगेच पौड रस्त्यावरील सह्याद्री रुग्णालयात दाखल केले. सुरक्षा कवच योजनेमुळे ॲडमिट करण्याची प्रक्रिया सोपी झाली व लगेच उपचार सुरू झाले. त्यामुळे मी बरा झालो. योग्य उपचारांमुळे मी आत्तापर्यंत आनंदात आहे. या योजनेमुळे माझ्या बिलाची रक्कमही प्रत्येक वेळेला कमी झाली

रामचंद्र गरुड
ओळखपत्र क्र. SSSK/१३/६३५७

Some months back when I felt giddy, my wife and my son admitted me to Sahyadri Deccan hospital and that's when I learnt about the stroke which happened to me. The doctors present at Sahyadri Deccan hospital immediately without wasting any time started treatment for the stroke. I was in the ICU for three days. After a couple of months I experienced the same giddy instance for the second time and had to be rushed to Sahyadri Deccan hospital. During my time in the hospital, all departments in the hospital really co-operated with us and they were willing to go and extra mile too. However the main concern for me was the final bill but thanks to Sakal Sahyadri Suraksha Kavach card I was able to avail a lot of discounted benefits for many things especially the discounted OPD charges and many more. I firmly believe that Suraksha Kavach card offer variety of health benefits and will surely help others as well.

Sadanand Phadnis
ID Card No- SSSK/19/00050

सवलतीमुळे शस्त्रक्रियेचे बिल कमी मी व माझे पती सुरुवातीपासूनच ‘सकाळ सह्याद्री सुरक्षा कवच योजने’चे सभासद आहोत. या योजनेचा आम्हाला आतापर्यंत खूप फायदा झाला आहे. माझे पती व माझ्यावर दोन वेळा शस्त्रक्रिया झाल्या. आम्हाला दोघांनाही बिलामध्ये मोठी सवलत मिळाली. या योजनेमुळे मला खूप फायदा झाल्यामुळे मी सर्व ज्येष्ठ नागरिकांनी ही या योजनेचा लाभ घ्यावा अशी विनंती करते.

शुभदा कुबेर
ओळखपत्र क्र. SSSK/२२/०१३०१

Improvement in my mother's health_ Since many years both my parents are members of Sakal Sahyadri Suraksha Kavach. Because of my mother's ailment she was not in a condition to have proper food and complete a medicine course as well. At that time the doctors at Sahyadri hospital suggested to opt for a "Peg Insertion" surgery which facilitated the food,water and medicine to directly reach in my mother's stomach. This surgery made it possible for my mother to eat and regularly take her medicine on time. My mother being a member of SSK availed a very good discount on her surgery. Even after the surgery was done, we availed multiple benefits and discounts of SSK card which indeed was a great financial help to all of us. Hence I recommend Sakal Sahyadri Suraksha Kavach scheme to all those families who have senior citizens at home and this membership will definitely help them living a more better life ahead.